Interest

Interest

“Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.” - Albert EinsteinRead more …
Always cover the downside first

Always cover the downside first

"Rule No.1 is never lose money. Rule No.2 is never forget rule number one." - Warren Buffett The astute investors all know - "Covering Downside" is the first priority when making investment decisions. Just like the "rules" that Warren Buffett has been advocated. We can take a look at a simple example bellowed that demonstrates the affect of "losing" and subsequent "effort" that is needed just to make it back to where things were before. If the initial lost is 5% then just a little bit more than 5% of "winning" needed to compensate…Read more …
Asset Based Lending Fund

Asset Based Lending Fund

"Asset Based Lending Fund (ABL Fund)" is the newest category / trend in the hedge fund industry, of which financing is provided to businesses or individuals with asset been provided as collateral at pre-determined LTV ( Loan to Value Ratio ). In the real estate related field, they are typically mentioned as "Private Lending Fund" or "Private Mortgage Fund". CNBC Asset Based Lending Fund news   Unlike "traditional" funds, ABL Funds provide investors with lessor degree of risk ( collateral ), lower volatility while still able to provide upside potential. One example of…Read more …
Private Lending in the USA

Private Lending in the USA

Definition of Private Lending: Private lending investors making loans secured by real estate, essentially, the investors are acting as banks. Also referred to as "trust deed investment" or "private mortgage investment". Here is the information from  California State Department  regarding trust deed investing. Here is one of our private lending programs for your reference: National Construction Lending Alliance program ( NCLA ) The investors acting as debt partners with experienced real estate professionals in short term projects that typically last between 6 months to 1 year. The loan amount never exceed 70% LTV…Read more …